In the world of e-commerce, where competition is fierce and margins can be very low, every percent of commission on sales matters. That’s why choosing the right online store platform and a flexible payment system isn’t just a technical issue, but a strategic business decision.
One of the most common mistakes made by novice online entrepreneurs is choosing an internet store based on a subscription-based (SaaS) platform that offers limited integration options with external payment gateways. Although such solutions are marketed as “easy to use” and “ready-to-use out-of-the-box,” they often come with high commissions and a lack of flexibility.
Abonamentowe platformy e-commerce – wygodne, ale kosztowne
Platforms like Shopify, Shoper, or IdoSell are attractive due to their simplicity. However, the hidden cost of such “convenience” appears in the long run. Most of these systems limit the option to choose a payment operator, imposing their own partners, often expensive ones like PayU, Przelewy24, or Stripe.
The lack of integration options for cheaper alternatives is a serious problem. For store owners, this means full dependence on one payment operator and its commissions – which often range from 1.5% to 3% per transaction. With larger sales volumes, these differences translate into thousands of zlotys per month.
Montonio – nowoczesna i tańsza alternatywa
However, there are companies that change the game. One such company is Montonio – an Estonian fintech firm gaining popularity in Europe and Poland as well. Their payment gateway offers significantly lower commissions than traditional solutions – starting at 0.59% per transaction, without additional monthly fees or hidden costs.
Co najważniejsze – Montonio daje pełną kontrolę nad środkami, integruje się z bankami bez pośredników i pozwala sklepom na bezpośredni dostęp do płatności klientów, eliminując niepotrzebne ogniwa pośrednie.
Dlaczego warto postawić na WooCommerce?
That’s why more and more online store owners are choosing WooCommerce – a WordPress e-commerce plugin. This solution offers full freedom in choosing and integrating any payment gateways – both popular ones and alternatives like Montonio, Tpay, or Revolut Pay.
WooCommerce doesn’t limit users to one service provider; it allows for integration of various systems for payments, delivery, marketing, and inventory management. It’s an open-source platform, meaning there is no subscription fee, and all store elements – from the source code to configuration – are fully under the owner’s control. Moreover, the developer community constantly develops new plugins and extensions, making it easy to expand the store as it grows.
Niezależność się opłaca
Thanks to using a platform like WooCommerce in combination with cheaper payment operators, real savings can be made – especially with large transaction volumes. For example:
* A store generating monthly revenue of 100,000 PLN:
* With a commission rate of 2.3% (standard PayU/Przelewy24 conditions) – commission costs would be 2,300 PLN.
* With a commission rate of 0.59% (Montonio) – that’s just 590 PLN.
* Savings: 1,710 PLN per month, or over 20,000 PLN annually.
Możemy Ci pomóc z integracją
We understand that technically integrating a payment gateway can seem complicated, especially for those just starting with WooCommerce. That’s why we offer a **full integration service for cheap payment gateways**, such as Montonio, into your online store.
We’ll handle everything – from configuring WooCommerce to installing plugins and testing to the production launch. This way, you can focus on growing sales, while we ensure that your operational costs are as low as possible.
Podsumowanie
Freedom in choosing a payment gateway is not a luxury; it’s a necessity for building a stable and profitable online store. Unlinking from one operator and an abonament-based platform allows not only cost optimization but also flexibility in business scaling.
Instead of paying high commissions, choose a solution that gives you control. Go with WooCommerce and a cheap payment gateway. Want us to handle integration? Contact us – we’re happy to help.
